Peteski: Totally agree. I have a few of those, and ran my railroad with them and Trix F units for years. Whether you remove the trucks or not, once you take one apart, it will remove itself. You might as well take the frame out of the body, it comes out easily, and take the trucks out of the frame. Not only are you less likely to lose parts when everything falls apart, but you won't be as likely to damage the handrails while you're working.
Once you have it apart, if you want lo-pro wheels and can't find replacements, the wheels can be removed from the gear and turned in a Dremel or similar tool. You can practice on the wheels you're replacing, and it isn't hard to do with a small file and an NMRA gauge.