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Flipping the track polarity AND the throttle polarity will cancel each other out. Your reverse loop polarity would be unchanged.
I think that the CTI Electronics Train Brain system works by essentially having a computer controlled block assignment system that assigns a throttle to the occupied block and the one ahead. It tracks the direction of travel by monitoring the polarity of the track, but it’s basically an on/off relay coupled to a throttle routing relay... if I understand the literature.
I just received a reply from CTI, and it appears you don’t have to “program” their system if you use RR&Co Traincontroller software to control the CTI system. So the choice is basically Smart Layout vs Smart Locos. Since it would cost about $50 per loco to install DCC decoder or $12.50 to control each “block” on the railroad if I’m reading the CTI manual correctly. The sensor costs are comparable for DCC & CTI, so it’s going to depend on the number of locos vs number of layout blocks.
One thing I did not see in your analysis is the number of locomotives that "could" be operated at one time. With DCC even a minimal system will give you more than 8 locomotives at one time, to control up to 8 locomotives at one time with a traditional cab system you are talking 8 power supplies / throttles and a 8 position double stack rotary switch (last time i looked (1996) the switches were about $14.00 each. Design your RR for how you want to operate in 5 to 7 years. Are you going to be the only person running it?Switching sidings while someone is running a main line train.One train only.Automated operations?Just some things to think about.
Bottom line, I think the Locomotive / Block ratio will be the major cost determining factor. So, I’ll have to design the layout, then make the comparison.
Digitrax decoders are around $30 each.
Hmm . . . I thought the smaller Digitrax decoders cost around $20. Or was that long time ago (I haven't looked recently).
I don't know but you may be right. The $30 is for plug-n-play ones. The hard wired tiny one are probably cheaper.
But installing the DC block control system is also a D-Y-S job and just as complicated (or even ore so) than installing a decoder.