I know that you have been participating in the melted truck discussion in the N/Z forum, so you are aware of what and why can happen to damage our models.
It appears that this uint is very configurable. 100ms (0.1s) trip time seems nice and fast, and the trip current is configurable too. But I still say that there is no guarantee that it will prevent damage 100% of the time. For example if you set the trip current for 3000mA (3A), but the "short" has a resistance to conduct 2.8A, then the breaker will not trip and the the item causing the short will likely heat up and possibly cause melting. It is really up to the model's operator to pay attention to their model.
You could set the trip current lower, but that might not give you enough amperage to operate your trains. What I'm saying is that there are no totally foolproof DCC breakers.