Bill,
It's not often we hear that the wife's trains are bigger then the guy's trains, and even less often do we hear he can't run them. Seriously dude, there's a keeper.
And lee's right - if you are going to have a small layout with a single loco, hardwire the decoder, and add a speaker. You may need a small amp to get really good sound that way, as the output of the deocder won't drive a quality speaker to much volume.